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About US

Our Story

Who We Are

At Innovative Wealth Management, we believe that financial planning is more than just numbers — it’s about people, families, and the legacies they leave behind. Founded by Vincent Farasciano, a seasoned financial advisor with over two decades of experience in retirement income planning, Medicare strategies, Social Security optimization, and estate planning, our firm exists to help individuals and families achieve financial confidence and clarity.

Vincent's journey began in the captive insurance world, where he served as a Unit Supervisor and Designated Principal at Bankers Life and Bankers Life Securities & Advisory. After nearly 17 years of guiding clients and mentoring agents, he launched Innovative Wealth Management to provide truly independent, client-first advice. Today, we’re proud to operate as fiduciaries — free from sales quotas or proprietary product limitations — focused solely on what’s best for you.

Our mission is to simplify the complex and help you make smart, strategic decisions that align with your values and goals. Whether you’re planning for retirement, protecting your estate, or navigating Medicare, we’re here to bring clarity, confidence, and a fresh perspective to every stage of your financial journey.


Here’s a Bit About the Beliefs that Define Our Approach


Taking Care of Your Wealth is a Personal Matter

By building a long-term relationship together, we’re able to provide individuals & families with personalized solutions & compassionate support that extends beyond financial services. If you need a hand, we’re always here for you.

Integrity is the Foundation of Our Work

You and your wealth deserve nothing short of transparency and the kind of morality that your own homegrown values are also built upon. Our clients have a greater sense of ease knowing that their wealth is looked after and can trust that we’ll tend to it like it’s our own.

Cookie-Cutter Solutions Don’t Cut it Here

By truly understanding you and your needs, we create custom-made strategies that are fit for your particular circumstances. We believe this is the most effective way to support and protect you and the ones you love.


Meet Your Team

Vincent M Farasciano Photo
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Vincent M Farasciano

Founder | Holistic Financial Advisor | Retirement Strategist | Estate Planning Architect

203-693-1972 ext. 700 -  vincent@iwmadvisory.com


Vincent is a seasoned financial advisor who brings a strategic, end-to-end approach to holistic wealth planning. With deep expertise in retirement income design, tax optimization, and estate structuring, Vincent helps clients build resilient financial plans that support both their lifestyle and legacy. He combines real-world pragmatism with advanced planning tools to simplify complex decisions, offering clients clarity, confidence, and control over their financial future.

Whether you’re navigating Medicare, building tax-efficient portfolios, or designing a personalized estate plan, Vincent ensures every piece fits into a bigger picture —yours.

In addition to Innovative Wealth Management, Vincent co-owns 4 Core Insurance Marketing, a national FMO (Field Marketing Organization), which supports insurance agents by providing access to top carriers, marketing tools, and hands on training.  Vincent also co-owns LegacyRx, a DIY estate planning platform which allows consumers to create high-quality, state-specific estate plans crafted by attorneys and customized by you.

Vincent has been happily married to his wife, Lisa, for 22 years. Together, they are proud parents of two young adults. Their son, Matthew, 21, is currently attending trade school in Connecticut, pursuing a hands-on career path. Their daughter, Madison, 19, is a student at Roger Williams University, where she is also a dedicated member of the cheerleading team. Family is at the heart of everything Vincent does, and he takes great pride in watching his children grow into the next chapter of their lives.

Designations & Licenses:

  • Series 65 licensed
  • Life and health insurance licenses
Ron Ray Photo Ron Ray Hover Photo
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Ron Ray

Investment Advisor Representative

Ronald is the Founder and CEO of Homestead Family Wealth located in New Braunfels, TX.  Ronald Ray works to find solutions to the problems of today’s baby boomer generation.

Through the avenues of health, life, long-term care insurance, and retirement income planning, Ronald has worked to help his clients enjoy their retirement years with less worry.

A life-long servant to others, Ronald has been a police officer for 20 years and holds a Master Peace Officer certificate from the state of Texas. He left law enforcement as a full-time career in 2009 only to continue helping others in the field of insurance.

Ron lives in New Braunfels with his wife, Summer, their son, Gunnar, and their daughter, Gemma.They attend Oakwood Baptist Church and are actively involved in their community through various civic and service organizations.

Ronald provides his clients with a personalized, comprehensive asset protection service. He not only brings his own experience but the many decades of experience of his associates. Ronald has assembled a team of professionals in the fields of insurance, tax planning and preparation, estate planning, elder law issues, and retirement and financial planning.

Designations & Licenses:

  • Series 65 licensed
  • Life and health insurance licenses


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